Fha Appraisal Attic Inspection

Department of housing and urban development hud requires this plus an inspection of the home s condition.

Fha appraisal attic inspection. If the hud approved appraiser flags certain issues such as peeling paint loose handrails or other safety issues those issues must be corrected before the loan will be funded. At a minimum the appraiser must enter head and shoulders into the attic. Fha is black and white on many issues but other times appraisers simply need to use good judgment. Inspection the attic must be examined whether access is by pull down stairway or scuttle.

For an fha loan the u s. In order to pass inspection the home must meet minimum safety security and soundness standards. However hud fha does not have a real definition of attic in their documentation. So the primary difference between fha and regular appraisals is the level of inspection that is required by hud.

The appraiser must inspect the attic for evidence of possible roof problems. An fha inspection is conducted by a licensed hud approved property appraiser. The roof cannot have more than three layers of roofing. If the inspection reveals the need for roof repairs and the.

Fha appraisers are required to observe the attic area.