Fha Appraisal Requirements Attic

At a minimum the appraiser must complete the following steps.

Fha appraisal requirements attic. Fha requires that the appraiser observe the attic for evidence of needed repairs and non compliance with fha property eligibility requirements. The appraiser must inspect the attic for evidence of possible roof problems. Visually inspect the subject property both inside and out. The appraiser must enter the attic and observe the interior roof structure and attic for evidence of leaks water damage structural problems previous fire damage frt sheathing exposed and frayed wiring deficient materials deficient insulation and adequate ventilation by vent fan or window.

Attic observation requirements the appraiser must observe the interiors of all attic spaces. The appraiser is not required to disturb insulation move personal items furniture equipment or debris that obstructs access or visibility. If the inspection reveals the need for roof repairs and the. Property must have sufficient access to the crawl space.

Overview of fha appraisal guidelines for 2020 according to the 2020 fha appraisal guidelines all properties being purchased with an fha insured mortgage loan must be appraised by a licensed hud approved home appraiser. Roof must be in good condition and prevent moisture from entering the home.